Sukanya Samriddhi Yojana (SSY) Scheme 2020|| Sukanya Samriddhi Yojana Calculator SSY Calculator Online

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As soon as Modi government came, a good scheme of saving in the name of daughters was started.  But most people are not aware of this scheme.  Therefore, people are not getting the full benefit of Sukanya Samriddhi Yojana of Modi government.  Under this scheme, people can open this account in the name of their 2 daughters.  However, Sukanya Samriddhi Yojana can also be opened in the name of maximum 3 daughters if there are other twin daughters.  Sukanya Samriddhi Yojana is currently receiving the highest interest in the country.  Apart from this, income tax exemption is also available for depositing money in the name of daughters.
ssy yojna
 Let us know what is the Sukanya Samriddhi Yojana and how you can take full advantage of it, so that a fund of more than 60 lakh rupees will be prepared in the name of the daughter.

You will get this information according to the investment 

Learn how the daughter will get more than 60 lakh rupees under Sukanya Samriddhi Yojana 

Learn how the daughter will get more than 42 lakh rupees under Sukanya Samriddhi Yojana 

Learn how the daughter will get more than 21 lakh rupees under Sukanya Samriddhi Yojana

know the interest rate of Sukanya Samriddhi Yojana 

suknya samriddhi Yojana i.e. SSJ account can be opened in any post office or bank in the country.  Sukanya Samriddhi Yojana was launched in 2015 by PM Narendra Modi.  At that time more than 8 percent interest was being given under this scheme, but at this time Sukanya Samriddhi Yojana is getting 7.6 percent interest.

  •   How to open Sukanya Samriddhi Yojana ?
  One needs to fill a form by going to any bank or post office.  After this, the account of Sukanya Samriddhi Yojana opens in your daughter's name.  With this form, you have to give your daughter's birth certificate as proof of her age.

  •   What documents are needed to open the account of Sukanya Samriddhi Yojana?
  For Sukanya Samriddhi Yojana you have to provide your identity documents to the guardian.  These documents can include PAN card, ration card, driving license, passport.  Apart from this, the guardian also has to provide documents for proof of address.  For this, documents such as driving license, passport, electricity bill or ration card have to be given.

Passbook will be provided as soon as the account of Sukanya Samriddhi Yojana opens

  As soon as the bank or post office opens the account under Sukanya Samriddhi Yojana after verification of your documents, it will provide you a passbook.  After this, this account starts, which continues till the age of 21 of your daughter.  After that you can withdraw all this money.

  •   Know 6 major things related to Sukanya Samriddhi Yojana:-
  With Sukanya Samriddhi Yojana account, 50% of the money can be withdrawn for higher education when the daughter is 18 years old.

  Under Sukanya Samriddhi Yojana up to 3 daughters accounts can be opened.  This account opens with a minimum of Rs 250, but you can deposit up to a maximum of Rs 1.5 lakh in a financial year in all Sukanya Samriddhi Yojana accounts.

Interest rates in Sukanya Samriddhi Yojana vary from time to time.  But currently 7.6 percent annual interest is being paid under Sukanya Samriddhi Yojana.

 Income tax exemption can also be taken under Section 80C of Income Tax on depositing money under Sukanya Samriddhi Yojana.

  Sukanya Samriddhi Yojana can be shifted from one bank to another and from a post office to another.  Not only this, Sukanya Samriddhi Yojana account can be shifted from bank to post office and post office to bank also.  In this way Sukanya Samriddhi Yojana account can be transferred anywhere in the country.  No fee is payable on shifting Sukanya Samriddhi Yojana.

 Sukanya Samruddhi, if you want to do it, it can only happen under the following circumstances.  Such as Sukanya Samriddhi Yojana can be discontinued in case of any dangerous disease or any other such problem.  However, interest is paid only according to the savings account.


  • Know how the daughter will get more than 60 lakh rupees:-
Under Sukanya Samriddhi Yojana, you can open an account in your daughter's name at the age of 1 year.  Then deposit Rs 1.5 lakh every year in this Sukanya Samriddhi Yojana account.  If your daughter is 1 year old in 2020, then it will be complete in Sukanya Samriddhi Yojana Account 2041.  If interest rates remain at 7.6 percent during this period, your daughter will get around Rs 63.65 lakh on account completion.  During this 21 years, where you will invest Rs 22.50 lakh in total, you will get around Rs 41.15 lakh as interest.  In this way, your daughter will get 63.65 lakh rupees by adding Kula.

  • How much money will be received on Sukanya Samriddhi Yojana on annual deposit of Rs 1 lakh ?
Under Sukanya Samriddhi Yojana, you can open an account in your daughter's name at the age of 1 year.  Then deposit 1 lakh rupees every year in this Sukanya Samriddhi Yojana account.  If your daughter is 1 year old in 2020, then it will be matured in Sukanya Samriddhi Yojana Account 2041.  If interest rates remain at 7.6 percent during this period, your daughter will get around Rs 42.43 lakh on account completion.  During this 21 years, where you will invest a total of Rs 15 lakh, you will get around Rs 27.43 lakh as interest.  In this way, your daughter will get 42.43 lakh rupees by adding Kula.

  •  How much money will be received on Sukanya Samriddhi Yojana on an annual deposit of Rs 50,000?
Under Sukanya Samriddhi Yojana, you can open an account in your daughter's name at the age of 1 year.  Then deposit Rs 50,000 every year in this Sukanya Samriddhi Yojana account.  If your daughter is 1 year old in 2020, then it will be matured in Sukanya Samriddhi Yojana Account 2041.  If interest rates remain at 7.6 percent during this period, your daughter will get around Rs 21.21 lakh on account completion.  During this 21 years, where you will invest Rs 7.50 lakh in total, you will get around Rs 13.71 lakh as interest.  In this way, your daughter will get 21.21 lakh rupees by adding Kula.


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